Long term healthcare and retirement facilities pose a significant financing challenge in today’s lending environment. The property owner was a very successful entrepreneur who had made a lot of money in the agriculture business, however he was new to the long-term and healthcare business. We provided him with feasibility studies, valuation advice and optimal financial structure which helped him negate the concern from the lending community due to his lack of experience. In the end, our client truly appreciated our efforts in providing him the best possible financial structure without the heavy covenant asked by the financial institutions.